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About Us

Your Partner in Financial growth

Padikash is your trusted partner in your journey towards profitable investment and financial freedom.

We are a peer-to-peer lending and investment platform focused on the emerging African markets. Our investors are partners with us in driving financial inclusion in these African markets as we use their investment in providing accessible loans and competitive rates to our customer base.

ROI Calculator

$50 $1000

*Calculation is based on Silver investment package. ROI subject to investment package.

Monthly Returns $

Investment Term 6 Months

Total Returns
including your investment.

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What We’re Offering

All Investment Plans

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Flexible Investment Plans

You can invest from as little as $50 up to $10000 using our different packages

Start withdrawing right after the first month but principal won’t be available till month 6.

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Trusted Company

Our investors trust us

We understand the importance of fidelity and trust in the finance markets, hence, we ensure that all our channels are secured, insured and we go the extra mile to deliver on the promises we make to you.


Bank-level security for your transactions.


Monitor and manage your investments on the go.


Secured investment

Simple / Transparent / Secure

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Frequently Asked Questions


How much can I invest ?

You can invest as little as $10 and as high as $10,000 or we can create a customized plan for you if you want to invest higher than $10,000.

How long before I can withdraw my principal investment?

The investment returns start rolling in by the first month, however, you can only withdraw your principal at the 12th month of your investment. If you choose to liquidate your investment before the 12 month invest term, you will lose 25-75% of accrued interest depending on how far into the investment term you are.

Can I withdraw my interest before the 12 months is over?

Yes you can start to withdraw on your interest right after the first month.

Can I make more than one investment?

Yes, you can make as many investments as you want. We have designed our investment plans to suit different investment appetites so you can choose whichever suits you and as many as possible.

What if I have an enquiry or complaint?

Kindly send an email to and one of our associates will contact us you within 24 hours.

How safe is my investment with Padikash?

With every investment, there is always some risk. The main risk associated with Padikash is borrowers defaulting on their loans. We have mitigated this risk by making sure all our borrowers have a steady source of income, pass our credit check and sign a direct debit mandate allowing us to withdraw our repayments directly from their bank accounts. We also make sure we diversify our investors' funds into several loans across different loan types, borrowers, and time frames.